Loans Made Simple.

Personal loans from $5,000 to $100,000
Rates as low as 5.99% APR*

Checking rates will not affect your credit score.

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Find the right personal loan to suit your financial needs.

Borrow directly from us or explore our trusted partner network that keeps growing!

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+ 25 more options

Friendly, understanding, and gave me options for me to pick and see which was the best. I recommended using them.

Jonathan L.
5-star Trustpilot review
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How to Easily Apply

Our quick personal loan application gets you started with no effect to credit score. Here's how our loan process works:

1
Select your
loan amount

Apply in minutes with no effect to credit score.

2
Compare your
options

Review your offers from us and our partner network. One of our representatives will call you to personalize your experience.

3
Accept
and sign

Select your offer and sign your documents over our secure, encrypted network.

4
Get your
money

Your funds are sent direct deposit straight to your bank account in as little as 24 hours!

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Our mission: make finding your loan options simple

We understand that everyone's financial situation is unique, so we offer a diverse range of loan options in one place to ensure you find the best fit in the least amount of time. With competitive rates, flexible terms, and a simple application process, obtaining a personal loan has never been easier. Explore our marketplace today and take the first step towards achieving your financial goals.

Frequently Asked Questions

How long will it take to get my loan?

In most cases, you’ll receive your funds in just 24 to 72 hours via direct deposit to your bank account after your application is approved and completed.

Do you sell my information to other companies?

We take your online security and privacy seriously. We do not sell any personal information to third parties. You can learn more by reading our Privacy Policy.

What is the minimum credit score?

There is no minimum credit score requirement to apply. In fact, we look at more than just credit scores when qualifying individuals for a loan to include other factors that indicate your ability to pay back the loan giving you a better chance at approval.

Personal Loans for Every Purpose

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Home Improvement
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Debt Consolidation
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Medical Bills
Auto Purchase
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Credit Card Refinance
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Large Expense

It only takes minutes to apply for a loan with Credit Direct

Apply online to check offers in minutes with no effect to credit score. We make it simple to get you the personal loan you need.

Check Your Rate

Checking rates will not affect your credit score.

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Terms & Conditions

*For well-qualified borrowers. APR = Annual Percentage Rate. Terms and Conditions Apply. You must meet Credit Direct’s underwriting requirements to qualify, as well as be considered a permanent resident or U.S citizen and live in an eligible state. Loans funded by Credit Direct offer fixed interest rates from 5.99% APR to 29.99% APR for loan amounts from $5,000 to $100,000. Loan repayment terms range from 12 months to 60 months. There are no administration fees. Representative Example: If you borrow $2,500 on a 36-month repayment term and at a 10% APR, the monthly repayment will be $80.67. Total repayment will be $2,904.02. Total interest paid will be $404.02.APR = Annual Percentage Rate and is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. APRs, repayment terms, minimum and maximum loan amount, and administration/origination fees offered through Credit Direct’s lending partner network may differ from the above. It is recommended that you review the lender’s and/or lending partner’s terms and conditions in full before proceeding for a personal loan. Approval and rates offered through Credit Direct or our lending partner network depend on several factors, including state law, loan size, financial history, and creditworthiness. If approved, your actual rate will fall within a range of rates and is not guaranteed to be the lowest rate available. CREDIT DIRECT RESERVES THE RIGHT TO CHANGE SERVICES, BENEFITS, RATES AND TERMS WITHOUT NOTICE. Loans through Credit Direct are private loans. As such, federal loan repayment options such as Income Based Repayment or PAYE are not available. State of Maryland of Labor, Licensing and Regulation Commissioner of Financial Regulation certifies LIC/REG/CERT: # 1396. Alabama Lic. # MC 22488, Arizona Lic. # CL-0942384, Arkansas Reg. # 811146125, California Lic. # CFL 60DBO-48768, Florida Lic. # CF9900974, Indiana Lic. # 66444, Iowa Lic. # NRR- 2023-0061, Louisiana Lic. # TBD (NMLS ID 1637421), Michigan Lic. #RL0025173, Missouri Lic. # 367 23 9360, North Carolina Lic. # 165760, Oklahoma Lic. # SL008448, Pennsylvania Lic. # 51098, Texas Lic. # 152649. Credit Direct is a registered D/B/A of Delmarva Funding LLC. Corporate offices located at 5275 Westview Drive, Suite 120, Frederick, MD 21703. We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.